Barclaycard Platinum Purchase Credit Card Review: Fees, Features and Requirements

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Barclaycard Platinum Purchase Credit Card
Purchase Card Review

Barclaycard Platinum Purchase Card

0% PURCHASE OFFER BALANCE TRANSFER

Review the promotional periods, representative APR, transfer fee and general application requirements.

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How does the purchase offer work?

The Barclaycard Platinum Purchase Credit Card is designed for applicants who want an introductory interest-free period on eligible purchases. The exact promotional period offered depends on the applicant’s financial circumstances and borrowing history.

Under the current headline offer, eligible applicants may receive up to 24 months at 0% interest on purchases from the date the account is opened. A shorter promotional period may be offered.

Purchase promotion Eligible applicants may receive up to 24 months at 0% interest on purchases from account opening.
Balance transfers The current headline offer includes up to 21 months at 0% interest on qualifying balance transfers.
Transfer deadline Balance transfers must normally be completed within 60 days of opening the account to receive the promotional rate.
Transfer fee The current headline balance-transfer fee is 3.45% for each qualifying transfer. Terms apply.
Representative APR The current representative example is 24.9% APR variable, based on an illustrative £1,200 credit limit.
Monthly fee The current product information displays a £0 monthly fee. Other charges and interest may still apply.

What happens when the promotion ends?

When an introductory offer ends, Barclays charges the applicable standard interest rate on new purchases and any promotional balance that remains unpaid.

To maintain a promotional rate, cardholders must remain within the credit limit and make at least the required minimum payment by the due date shown on each statement.

Important: “Up to” means the longest promotional period is not guaranteed. Barclays may offer a shorter period or different interest rate based on the applicant’s circumstances and credit history.

Would you like to review the eligibility steps?

Continue to see the general requirements, information you may need and how Barclays’ eligibility checker works.

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