Card review and conditions
Step 2 of 3
Money Transfer Card Review
Virgin Money Money Transfer Card
TRANSFER OPTION
APP MANAGEMENT
Review how money transfers work, potential promotional rates, fees,
repayment conditions and eligibility requirements.
View eligibility and application steps
You will remain on this website
How does a Virgin Money money transfer work?
A money transfer allows an eligible cardholder to move part of the
available credit limit into a UK bank or building society account held
in their own name.
Virgin Money states that eligible customers may transfer up to 95% of
their credit limit. The amount available depends on the individual
credit limit, account status and the issuer’s approval.
Transfer destination
Transfers can be made to an eligible UK bank or building society
account held in the cardholder’s name.
Transfer limit
Virgin Money indicates that eligible transfers may use up to 95% of
the available credit limit.
Promotional period
Eligible applicants may receive an introductory interest-free offer.
The duration offered can depend on individual circumstances.
Transfer fee
Money transfers normally have a fee. The exact fee must be checked in
the offer and credit agreement before completing the transfer.
Standard interest
Standard interest applies when a promotional period ends or when its
conditions are not maintained.
Digital management
Transfers, payments, statements and card controls can be managed
through the Virgin Money Credit Card app.
Promotional rates and repayments
Virgin Money may offer a promotional 0% money-transfer period to
eligible customers. Offers, durations and fees can vary according to
the applicant and the card offered.
Missing a required minimum payment can cause a promotional rate to be
withdrawn. The card’s standard interest rate may then apply to the
outstanding balance.
Important: A money transfer is borrowing, not free money.
Calculate the transfer fee, required monthly payments and total repayment
cost before accepting an offer. Paying only the minimum can increase the
time and overall cost of repayment.
Would you like to review the eligibility steps?
Continue to see the general UK eligibility requirements, information
that may be requested and the official Virgin Money card-checker link.
Continue to eligibility and steps
No application will be submitted on this page
We are not Virgin Money or Nationwide Building Society. We do not process
applications or guarantee promotional offers. Fees, rates, transfer
limits, credit limits and approval are determined by the card issuer.
