The OpenSky Secured Visa stands out as a credit card tailored for individuals with lower credit scores.
One of its primary features is providing a secured line of credit. In this setup, the bank places your security deposit into a savings account, and in return, you earn interest on that amount.
Apart from its main feature, the OpenSky Secured Visa boasts several other benefits, including:
- Fraud Protection: Cardholders are protected with zero fraud liability, ensuring peace of mind.
- First Year with No Annual Fee: Users enjoy a waived annual fee for the initial year.
- Convenient Online Banking: With free online banking and bill pay services, managing your finances becomes seamless and hassle-free.
- Cashback on Purchases: Earn an unlimited 1% cash back on every purchase made.
Moreover, an online account accompanies this card, allowing users to effortlessly review their balance and sift through transaction history.
This combination of features makes the OpenSky Secured Visa a beneficial tool for those looking to rebuild or establish their credit journey.
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